10 ways to stretch your ringgit

1. Eat out less
Home cooked food is more nutritious.

2.Shop wisely
Don’t be fooled by sales gimmicks and promotional offers.

3. Curb unnecessary spending
Distinguish between your wants and needs.

4. Reduce wastage
Whether it is food, electricity or water.

5. Plan your journey
Reduce your mileage and save petrol. Make car-pooling work.

6. Buy wholesale
Get together with neighborurs and buy in bulk.

7. Community farming
Grow your own vegetables.

8. Holiday locally
And put money back into our system.

9. Buy generic goods
Evaluate the quality and pricing. Some are on par with branded items but cheaper.

10. Invest smartly
If you are not getting your expected returns, consider getting another fund manager!

New Straits Times, Friday, April 18, 2008.